Open an account in an American bank

I am currently thinking whether it is worth opening an account in an American bank, even if you do not live in the US. To be honest, the reputation is attractive - American banks seem more stable, plus they have a wide network of international partners, the cards work everywhere without problems. But at the same time, I have doubts: I heard that for non-residents opening may not be so easy, and they often require an SSN or at least an ITIN. A question for those who have already tried: what real advantages have you noticed from an American account? Is it worth bothering for the sake of international transfers and convenience, or in practice everything comes down to bureaucracy and fees? And is it true that when opening an account in a large US bank you need to be physically present, and remotely it is almost impossible?

I opened an account in the US for business. There are advantages indeed - many international services and platforms work only with American details. But yes, without presence in the country and documents like SSN, everything is complicated. If you have no plans to travel to the US, it is worth considering online alternatives, they have made life much easier.

An American bank account offers a lot of opportunities. First of all, it gives you unlimited access to PayPal/Stripe, a normal credit history, and lower fees for international transfers. However, not many people know that it is not so easy to open an account if you are not a resident. When I went through the process myself, no one wanted to give me even a debit account without an ITIN. The american bank open account guide was a great help. From this source, I learned about options for foreigners and the nuances of the documentation. Basically, if you don't have an SSN, look for banks that work with non-residents or online banks. And yes, think in advance about whether you need a checking or savings account, because they have different terms and conditions.